I've updated my portfolio and as always it can be found here. Note: I found an error in my projected dividends. I had more or less completely missed to summaries the dividends from January. That was a nice $ 100 increase. Apart from my goal to met 8 out of 12 of my monthly goal I also have a financial goal which is to have 24 000 SEK in projected dividend. I'm at 18 800 now and with 6 month more of investing I should reach it.
I've actually been enjoying getting up earlier. It has freed up time to read, study, keep my apartment nicer and going to work earlier. It has been great weather where I'm living so that might have played some part in this. It is probably going to be harder in the winter when it rains side ways and the temperature drops below zero. The extra time has freed up time so I've read some books, but I didn't manage to read as many as four.
For June my goal is to spend some time with a friend every day. I'm going to count talking to them on the phone as spending time as well. In a way I've been feeling a bit lonely ever since my ex-girlfriend broke up with me about a year ago. During that time a lot of my friends have been getting their first children so it has not been possible to see them as much I used to. Unfortunately I didn't decide on a goal before the month started so that's why I chose this. I'm going to try to decide on what to do before the month starts.
Goal June: Spend time/talk to a friend each day outside of work.
Goal May: Get up at six every morning. Done!
Goal April: Read at least four books during the month. Done!
Goal March: Walk at least 10 000 steps each day. Failed!
Goal February: Practice at least ten minutes of yoga each day. Done!
Goal January: Only eat vegetarian food. Done!
I've been making some projections based on my lowest, median, average and maximum expenses with a couple of different safe withdrawal rate (3.5 % to 4.5 %) and I've come up with a range of savings I need in order to be able to not work any more. The range is 2 300 000 SEK to 11 000 000 SEK. The numbers come from lowest expenses and highest withdrawal rate and the highest expenses and lowest withdrawal rate. The range for median and average is probably more realistic 3 100 000 SEK to 5 100 000 SEK.
I haven't really written about my net worth here before, basically because I've no good way of presenting it. I'm working on it. At the moment I've got about 1 700 000 SEK invested about half of which in retirement accounts that I cannot access before I turn 55 (about twenty years). By just assuming that the value of my portfolio will be constant it will take about five years of contribution to reach that point.
A summary of my savings rate can be found via this page.
This is one of my favorite things to do at the beginning of the month. It is interesting to see how much dividend I've accumulated during the month. Compared to last year I received almost 230 % more. The dividends I received follows:
SDIV 33 SEK
SRET 32.58 SEK
SPFF 60.16 SEK
SDEM 17.35 SEK
T 154.46 SEK
ABBV 66.75 SEK
PG 124.68 SEK
O 64.87 SEK
GIS 56.22 SEK
ETR:BAS 129.38 SEK
ETR:MUV2 271.2 SEK
HEL:SAMPO 331.1 SEK
OSE:ATEA 71.09 SEK
OSE:TEL 55.82 SEK
STO:INVE-A 80 SEK
STO:HM-B 269.5 SEK
STO:INTRUM 190 SEK
TSE:ALA 67.74 SEK
TSE:TD 58.81 SEK
TSE:EIF 30.87 SEK
TSE:AD 41.1 SEK
For a total of 2200.68 SEK, so not as good as in April but I'm still happy.