Tuesday, November 6, 2018

Income/expense August 2018

My spending for August was more or less average. Compared to last month it was a great improvement.

Expenses:  12 940 SEK
Income:  32 300 SEK
Savings rate: 59.94 %
Dividend/Expense rate: 7.35 %

A summary of my savings rate can be found via this page.

Goal November

So I've managed to workout six times each week for both September and more or less also in October. I was on a trip so I missed some days. It's a nice habit and I've increase my endurance and strength quite a bit. I've been starting slow and so far it feels like my body is keeping up with the increase workouts.

For November my goal is to meditate 10 minutes each day. I've been reading up a bit on easy way to improve ones life and the top tips seems to be workout, sleep good, mediate and fast. I'm thinking about starting with intermittent fasting, but as long as I train as much I think it will be too tough.

I'm also going to get back to the blog. I've had a bit too much on my mind.

Goal November: Meditate for 10 minutes each day.
Goal October: - Failed!
Goal September: Workout six times each week. Done!
Goal August: Clean my home 10 minutes each day. Failed!
Goal July: Eat less sugar. Done!
Goal June: Spend time/talk to a friend each day outside of work. Done!
Goal May: Get up at six every morning. Done!
Goal April: Read at least four books during the month. Done!
Goal March: Walk at least 10 000 steps each day. Failed!
Goal February: Practice at least ten minutes of yoga each day. Done!
Goal January: Only eat vegetarian food. Done!

Thursday, September 13, 2018

Dividend August 2018

Another month has passed with some sweet dividends.
  • SDIV 36.94 SEK
  • SRET 35.81 SEK
  • SPFF 61.47 SEK 
  • SDEM 18.41 SEK
  • T 154.62 SEK
  • ABBV 70.55 SEK
  • PG 158.12 SEK
  • O 78.82 SEK
  • HRL 25.84 SEK
  • GIS 56.28 SEK
  • EQNR 21.15 SEK
  • ALA 62.73 SEK
  • TD 58.87 SEK
  • EIF 40.87 SEK
  • AD 70.86 SEK
    For a total of 951.34 SEK. Compared to last year the increase was around 260 %.

    Monday, September 3, 2018

    Monthly goal September

    I started the month by cleaning every day, probably more than 10 minutes. My apartment was spotless, but then I lost my motivation. It is not as fun to clean when there is no dirt. So now I have a dirty apartment again.

    For September I am going to try to workout aix times each week. During August I've done that so it should be possible.

    Goal September: Workout six times each week.
    Goal August: Clean my home 10 minutes each day. Failed!
    Goal July: Eat less sugar. Done!
    Goal June: Spend time/talk to a friend each day outside of work. Done!
    Goal May: Get up at six every morning. Done!
    Goal April: Read at least four books during the month. Done!
    Goal March: Walk at least 10 000 steps each day. Failed!
    Goal February: Practice at least ten minutes of yoga each day. Done!
    Goal January: Only eat vegetarian food. Done!

    Tuesday, August 7, 2018

    New purchases August 2018 I

    I've made some new purchases. I've bought some 3M the innovative conglomerate. I've been thinking about buying it for a long time but have not gotten to it until now.
    • 3 MMM for $ 205.86 per share for a yield of 2.64 %.
    • 4 JNJ for $ 131.3 per share for a yield of 2.74 %.
    I've updated my portfolio and as always it can be found here.

    Sunday, August 5, 2018

    Income/expense July 2018

    So my prediction from last month about my spending was correct. Since I've started keeping track of exactly how much I spend every month this is the most. So much that I actually spent more money than I earned. However my vacation was awesome and I regret nothing. One lesson that I can learn from this is to plan my vacation in more detail. One reason that I spend this much money is that I hadn't bough a return ticket and ended up paying a bit to much to get home.

    Expenses:  34 180 SEK
    Income:  32 300 SEK
    Savings rate: -5.82 %
    Dividend/Expense rate: 3.56 %

    A summary of my savings rate can be found via this page.

    Thursday, August 2, 2018

    Monthly goal August

    I haven't really missed sugar that much. It has been so warm where I've been during this month so I've basically haven't really felt like eating anything. I've eaten more fruit though and it has been really good. Peaches and plums are really amazing. I've also spend time with friends and family every day this month, but that's because I've been traveling around visiting them.

    My goal for August is to clean my home ten minutes each day. I've been reading some easy tips on how to improve ones life and this was one of the top tips so I decided to try it. Hopefully I will also live in a cleaner home.

    Goal August: Clean my home 10 minutes each day.
    Goal July: Eat less sugar. Done!
    Goal June: Spend time/talk to a friend each day outside of work. Done!
    Goal May: Get up at six every morning. Done!
    Goal April: Read at least four books during the month. Done!
    Goal March: Walk at least 10 000 steps each day. Failed!
    Goal February: Practice at least ten minutes of yoga each day. Done!
    Goal January: Only eat vegetarian food. Done!