Monthly goal May 2018

For May I'm going to increase the amount of time I have for doing things for me before going to work by getting up earlier. I usually have a hard time of getting up, but now I'm going to try to change that part of my life. This will be limited to work days.

I managed to read four books in April. It was fun and I've already gone to the library and borrowed more books for this month. I actually continued walking around 10 000 steps for a big part of the month, but then I good sick for a week and haven't really recovered yet.

Goal May: Get up at six every morning.
Goal April: Read at least four books during the month. Done!
Goal March: Walk at least 10 000 steps each day. Failed!
Goal February: Practice at least ten minutes of yoga each day. Done!
Goal January: Only eat vegetarian food. Done!

Income/expense April 2018

With the great dividend for April I got a record high dividend/expense rate. I was not really expecting it to be so high, but now it actually feels like there is a possibility that I will receive enough money in dividends to be able to retire in the not so distant future.

Expenses: 11 040 SEK
Income:  36 060 SEK
Savings rate: 69.38 %
Dividend/Expense rate: 23.26 %

A summary of my savings rate can be found via this page.

Dividend April 2018

New record! I crushed the previous record from March. I expect this to be the best month for this year, May might be close but I don't think that any of the other months will be close. This is mainly due to my European stocks that usually pay their dividends annually.

Compared to last year I received almost 360 % more. The dividends I received follows:

• SDIV 31 SEK
• SRET 31.4 SEK
• SPFF 61.9 SEK 
• SDEM 17.03 SEK
• KO 32.73 SEK
• PEP 33.78 SEK
• GE 25.64 SEK
• TROW 46.81 SEK
• KMB 83.88 SEK
• MO 46.47 SEK
• PM 70.05 SEK
• O 55.63 SEK
• DAI 187.54 SEK
• FORTUM 486.57 SEK
• ELISA 164.26 SEK
• CRA1V 279.8 SEK
• NRE1V 243 SEK
• SWMA 199.2 SEK
• INDU-C 88 SEK
• BCE 95.87 SEK
• GEI 99.25 SEK
• ALA 61.09 SEK
• EIF 30.56 SEK
• AD 40.67 SEK
• BNS 55.27 SEK

For a total of 2567.4 SEK which is about two-thirds of my rent or about three tenths of the least amount of monthly spending for the last few years.

New purchase April 2018 V

I've made a last purchase for April.

• 2 MUV2 for 189.4 € for a yield of 4.54 %.

I've updated my portfolio and as always it can be found here.

I've reached my goal of reading four books in April today. A good side effect of this is that I've started going to my local library It is actually a nice environment. Peace and quiet, a lot of books and magazines and old people playing chess.

New purchase April 2018 IV

I've made some new purchases. PM made a sharp drop so I decided to pick up some more of them.

• 14 Industrivärden for 186.55 SEK for a yield of 2.95 %.
• 3 PEP for $102.54 for a yield of 3.14 %.
• 4 O for $ 49.44 for a yield of 5.17 %.
• 5 PM for $84.21 for a yield of 5.08 %.
• 4 Sampo for 43.4 € for a yield of 5.99 %.

I've updated my portfolio and as always it can be found here.

I am a bit half way to reach my goal for the month. Two finished books and half way into my third. I enjoy reading books, but in the long run I think that it will be hard to read a book a week. 

New purchases April 2018 III

Same as last post I've invested in some European companies.

• 5 SWMA for 369.4 SEK for a yield of 2.49 %.
• 5 NRE1V for 33.37 € for a yield of 4.67 %.
• 6 ELISA for 36.81 € for a yield of 4.48 %.

I've updated my portfolio and as always it can be found here.

New purchase April 2018 II

I've continued this month with reinvesting dividend. This time with Daimler.

• 5 Daimler for 65.54 € for a yield of 5.56 %.

I've updated my portfolio and as always it can be found here.

For my monthly goal I'm a bit behind. I've finished one book and read a couple of chapters in two others. I have no real worries that I will not be able to make it. It is more a question of determination.