Income/expense January 2018

When I summarize my spending for my vegetarian January I'm a bit disappointed. I though that I would have spent less money, but apparently I did that somehow. Anyway I'm off for a great start this year with low spending, high earnings and my best ever dividend/expense ratio.

Expenses: 11 800 SEK
Income:  36 600 SEK
Savings rate: 67.76 %
Dividend/Expense rate: 5.98 %

A summary of my savings rate can be found via this page. 

Dividend January 2018

Here's a list of the dividends that I've received the first month of 2018.

• SDIV 31.19 SEK
• SRET 86.36 SEK
• SPFF 60.29 SEK 
• SDEM 140.08 SEK
• PEP 33.03 SEK
• KMB 63.31 SEK
• MO 43.27 SEK
• PM 43.37 SEK
• O 25.68 SEK
• BCE 60.25 SEK
• GEI 63.95 SEK
• ALA 47.15 SEK
• EIF 28.26 SEK
• AD 30.52 SEK
• BNS 50.51 SEK

For a total of 706.22 SEK. The year starts good. If I would've received this 2017 it would have been my third best month and compared to one year ago when I did not receive any dividend at all it is a great increase.

Monthly goal February 2018

My goal for January was to only eat vegetarian food. It has worked out great for me. The only issue has been when I've been invited for dinner with family and friends. I don't really want to impose so I think that an all vegetarian diet will be hard for me. Anyway my plan is to continue buying vegetarian food and empty my freezer of meat.

For February I'm going to try to improve my flexibility and general well-being by practicing yoga each day. This feels more challenging since it is hard to find day for practice every day, but I'm still going to try.

Goal February: Practice at least ten minutes of yoga each day.
Goal January: Only eat vegetarian food. Done!

New purchases

I've made some new purchases.

• 10 GE for $ 18.22  for a yield of 1.98 %.
• 10 ADM for $ 40.82 for a yield of 3.14 %.
• 10 SO for $ 45.11 for a yield of  3.86 %. 
• 5 ETR:DAI for 74.51 € for a yield of 5.35 %.

I've solved the problem with not being able to get stock quotes from the Oslo stock exchange by just updating the price manually. My portfolio and as always it can be found here. I'm going to try to check for errors in my portfolio.

My vegetarian January is coming along nicely. My feeling is that I spend less money on food as well so that means more money for investing :).

New (sort of) purchase

These purchases has been made during November, but I managed to delete my previous post where I wrote about them. Anyhow I've initiated some positions in a couple of German stocks.

• 4 ETR:BAS for 86.14 € per share for a yield of 4.27 %.
• 12 ETR:DBK for 14.14 € per share for a yield of 1.65 %.
• 3 ETR:MUV2 for 191.45 € per share for a yield of 5.51 %.
• 12 ETR:UN01 for 25.81 € per share for a yield of 2.62 %.
• 1 ETR:BAYN for 107.95 € per share for a yield of 3.07 %.

So I bet you’re all interested in how my vegetarian January is going. It is actually great! I’ve found some new dishes to make and had an awesome Indian cauliflower stew for lunch the other day. Half of the month has passed and I’m convinced that I won’t have any problems with doing it for the rest of the month.

Goal 2018

Since I did not meet any of my goals for 2017 I'm going to try something different for this year. I'm going to have one goal related to my dividend income and then separate goals/challenges for every month. Mostly in order to make some changes in my life. I hope that I will be able to continue with some of the things even after the month is over.

• 24 000 SEK in projected dividend income at the end of 2018.
• Fulfill at least 8 of the 12 monthly goals.

Goal January: Only eat vegetarian food.

New purchase

The new year calls for a new country to invest.

With the new year I've decided to spread my investments over more countries. First up is Norway. The Norwegian economy is dominated by oil and gas which makes up 50 % of their exports.

ATEA sells and supports IT infrastructue. In my job I've come in contact with them and feel confident that they will be successful. Telenor is a telecommunicstions company that operate in a lot of different countries.

• 20 OSE:ATEA for 119 NOK for a yield of 5.46 %.
• 13 OSE:TEL for 187.65 NOK for a yield of 4.36 %.

I'm having trouble updating my portfolio since google does not support getting stock quotes from the Oslo stock exchange.